Get A Quote
Get Your
Quote Today
Answer a few quick questions and I'll review your numbers personally. This is a no obligation reverse mortgage evaluation and quote, with straight answers.
- Just a few short questions
- No obligation, just straight answers
- I'll reach out to walk you through what you may qualify for
Larry Melton, Retirement Loan Specialist, NMLS #830225
Request your quote
How It Works
Three simple steps
I will talk you through each step of the process and answer any and all questions you may have.
Tell me about your home
Share a few details about the homeowner and the home, like age, location, and estimated value.
I review your numbers
I'll look at what you might qualify for and prepare an analysis of your particular situation.
We talk it through
I'll reach out to walk you through your options and answer every question. It is your decision.
Have Questions
Before You Start?
Browse straight answers on qualifying, costs, counseling, and taxes, or call me anytime.
Why I Ask
What affects how much you could receive
The cash you can potentially receive is based on these four things.
Age of the youngest borrower
An older borrower with a higher value home typically will be eligible for more than a younger person with the same home value.
Appraised value of the home
The more your home is worth, and the more equity you have, the more loan proceeds you may have access to.
Current expected interest rate
The expected interest rate at the time of your loan is part of how your amount is calculated.
The payout option you choose
Monthly payments, a lump sum, or a line of credit. How much you can take in the first year is limited.
Credit is subject to age, income standards, credit history, and property qualifications. Program rates, fees, terms, and conditions are not available in all states and subject to change.